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Terms of Use

Welcome to Vold. Please read these Terms of Use carefully before using our website, tools, quizzes, content, and other services (collectively, “Services”).

By accessing or using Vold’s Services, you agree to these Terms of Use. If you don’t agree, please don’t use the Services.

1. Who We Are

Vold, Inc. (“Vold”, “we”, “us”, or “our”) is a Delaware corporation that builds educational tools to help individuals reflect on how they make investment decisions. We are not a financial advisor, broker-dealer, or registered investment advisor (RIA).

2. Educational Purpose Only

The information and tools provided by Vold are for general educational and informational purposes only.

They are not intended to provide personalized investment, financial, tax, or legal advice.

You should consult with a licensed advisor if you want personal advice about your financial situation.

Vold’s quizzes, reports, archetypes, and suggested portfolio types are designed to help you understand behavioral patterns—not to recommend specific investments.

3. No Investment Recommendations

Nothing on this site, including reports or quiz results, should be interpreted as:

  • A recommendation to buy, sell, or hold any security
  • A forecast of future market performance
  • A substitute for professional advice

You are solely responsible for your own investment decisions.

4. User Eligibility

You must be at least 18 years old to use Vold’s Services.

By using the Services, you represent that:

  • You are legally allowed to enter into this agreement
  • You will use Vold only for lawful, personal, non-commercial purposes

5. Your Use of the Services

You agree to use the Services respectfully, and not to:

  • Misrepresent yourself or your responses
  • Copy, modify, or distribute Vold content without permission
  • Interfere with or harm the platform or its users

We reserve the right to suspend or terminate access if these terms are violated.

6. Intellectual Property

All content, branding, tools, designs, text, graphics, and intellectual property on the Vold platform are the property of Vold, Inc. or its licensors.

You may not use, copy, reproduce, or distribute any of our content without our prior written consent.

7. Privacy

Your privacy matters. Please read our [Privacy Policy] to understand how we collect, use, and protect your information.

By using the Services, you consent to Vold’s data practices as outlined in the Privacy Policy.

8. Limitation of Liability

To the maximum extent permitted by law, Vold and its officers, directors, employees, and affiliates shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Any decisions you make based on the Services
  • Any loss of profits, data, or goodwill arising from your use of the Services

You agree to use Vold at your own risk.

9. Dispute Resolution and Governing Law

These Terms are governed by the laws of the State of Delaware, USA.

You agree that any disputes arising from these Terms or your use of Vold will be handled exclusively in the state or federal courts located in Delaware.

10. Changes to These Terms

We may update these Terms from time to time. If we do, we’ll update the “Effective Date” above. Continued use of the Services means you accept the updated Terms.

11. Contact Us

If you have any questions about these Terms, reach out to us at:

📩 hello@wearevold.com